Change Lending, LLC

Address: 175 North Riverview Drive, Anaheim, CA 92808

https://changewholesale.com/

Internal Reviews

(1 review)

Total loans closed with Loan Factory
0

Total loans closed with Loan Factory (past 12 months)
0

Lender overview

Basic information

QM Program

Conventional

Loss Payee

Loss Payee Information for Hazard / Master and Flood policies: Change Home Mortgage c/o Shellpoint Mortgage Servicing ISAOA/ATIMA PO Box 7050 Troy, MI 48007-7050

CPL or Subordinate Clause

Closing Protection Letter (CPL) Clause and Title docs: Change Home Mortgage Its Successors and or Assigns 175 N Riverview Drive, Suite C Anaheim, CA 92808

Lock policies & Fees

Lock Policies

Lock extension

N/A

Relock

N/A

Lock & Shop

Lender's niche & Overlays

Lender's Niche

Programs we offer:

Community (No income or employment)

DSCR

Alt Doc Programs Include:

W2 Only

1099 Only

P&L Only

Asset Depletion

1 Yr Tax Return

WVOE Only

Below are some highlights of the programs we offer: Community Mortgage – No income and no employment on application. Up to 75LTV, Min 680- All you need is reserves, tradelines, fico.

Personal bank statement program- 100% of deposits. Borrower does not need to be self employed. We use 100% of all deposits, including pay roll plus cash, zelle, venmo.. etc

Business Bank statements- default 75% of total deposits, only 1yr self employment required ( Industry standard is 2 yrs)

Lender's overlays

N/A

Lender turn time

Initial underwrite (days)

N/A

CTC conditions review (days)

N/A

Initial CD (days)

N/A

Review - Change Lending, LLC

3.0

1 Google Reviews

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