USDA Loan
Designed for rural and suburban families. No down payment required and reduced mortgage insurance.
Bank Statement Loans
Qualify using 12–24 months of business or personal bank statements instead of W‑2s or tax returns – useful for self‑employed borrowers.
DSCR Loans
Approval is based on your property’s rental income covering the mortgage payment (Debt Service Coverage Ratio), making it ideal for real estate investors.
Asset‑Qualifier Loans
Use your savings, investments, or retirement accounts to qualify, without relying on traditional income documents.
Foreign National Loans
Tailored for non‑U.S. citizens purchasing U.S. property, even without a U.S. credit history or residency.
FHA Streamline Refinance
Lower your rate with minimal paperwork - often no appraisal or income verification. Only for borrowers with an existing FHA loan.
