Rates comparisons
Loan Factory vs. Wells Fargo
Rates as of Saturday, April 27 2024 at 4:00 AM (Pacific Time)
 |
Wells Fargo | |
|---|---|---|
| Rate | 6.999% (APR=7.003%) | 7% (APR=7.191%) |
| Points / Credits | $72 | $7,021 |
| Payment | $1,330 | $1,331 |
| Saving over 30 years | $7,309 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Saturday, April 27 2024 at 4:00 AM (Pacific Time)
|
Chase | |
|---|---|---|
| Rate | 6.5% (APR=6.531%) | 7.125% (APR=7.228%) |
| Points / Credits | $969 | $2,853 |
| Payment | $1,896 | $2,021 |
| Saving over 30 years | $46,942 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Saturday, April 27 2024 at 4:00 AM (Pacific Time)
|
Citibank | |
|---|---|---|
| Rate | 6.999% (APR=7.025%) | 7.125% (APR=7.325%) |
| Points / Credits | $401 | $1,125 |
| Payment | $998 | $1,011 |
| Saving over 30 years | $5,404 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Saturday, April 27 2024 at 4:00 AM (Pacific Time)
|
Bank of America | |
|---|---|---|
| Rate | 6.999% (APR=7.016%) | 7.375% (APR=7.653%) |
| Points / Credits | $352 | $1,726 |
| Payment | $1,330 | $1,381 |
| Saving over 30 years | $19,734 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Saturday, April 27 2024 at 4:00 AM (Pacific Time)
|
Guaranteed Rate | |
|---|---|---|
| Rate | (APR=) | 6.95% (APR=7.305%) |
| Points / Credits | $4,295 | |
| Payment | $2,317 | |
| Saving over 30 years | $0 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Saturday, April 27 2024 at 4:00 AM (Pacific Time)
|
Better.com | |
|---|---|---|
| Rate | 6.5% (APR=6.518%) | 6.875% (APR=7.052%) |
| Points / Credits | $304 | $3,200 |
| Payment | $1,011 | $1,051 |
| Saving over 30 years | $17,296 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)