Rate Comparisons
Loan Factory vs. Wells Fargo
Rates as of Monday, October 21 2024 at 2:00 PM (Pacific Time)
Wells Fargo | ||
---|---|---|
Rate | 5.5% (APR=5.534%) | 6.25% (APR=6.442%) |
Points / Credits | $750 | $7,409 |
Payment | $1,136 | $1,231 |
Saving over 30 years | $40,859 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Monday, October 21 2024 at 2:00 PM (Pacific Time)
Chase | ||
---|---|---|
Rate | 5.75% (APR=5.75%) | 6.625% (APR=6.736%) |
Points / Credits | $0 | $2,853 |
Payment | $1,751 | $1,921 |
Saving over 30 years | $64,028 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Monday, October 21 2024 at 2:00 PM (Pacific Time)
Citibank | ||
---|---|---|
Rate | 5.75% (APR=5.758%) | 6.375% (APR=6.59%) |
Points / Credits | $126 | $1,125 |
Payment | $875 | $936 |
Saving over 30 years | $22,959 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Monday, October 21 2024 at 2:00 PM (Pacific Time)
Bank of America | ||
---|---|---|
Rate | 5.5% (APR=5.542%) | 6.625% (APR=6.929%) |
Points / Credits | $930 | $1,726 |
Payment | $1,136 | $1,281 |
Saving over 30 years | $52,996 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Monday, October 21 2024 at 2:00 PM (Pacific Time)
Guaranteed Rate | ||
---|---|---|
Rate | 5.75% (APR=5.757%) | 6.375% (APR=6.743%) |
Points / Credits | $270 | $4,319 |
Payment | $2,043 | $2,184 |
Saving over 30 years | $54,809 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Monday, October 21 2024 at 2:00 PM (Pacific Time)
Better.com | ||
---|---|---|
Rate | 5.5% (APR=5.539%) | 6.5% (APR=6.693%) |
Points / Credits | $682 | $3,200 |
Payment | $908 | $1,011 |
Saving over 30 years | $39,598 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)