TODAY'S MORTGAGE RATES

Loan Factory offers a variety of loan products tailored to your financial needs. We strive to recommend the products that best serve your interests.

Jan 23, 2026 - 06:00 PM

Conventional Loans
Primary	5.75% APR: 5.78%
Investment	7.125% APR: 7.492%
Second Home	7.125% APR: 7.492%
FHA	7.125% APR: 7.726%
VA	7.625% APR: 7.774%

Non-QM
No docs (LTV 70%)	8.625% APR: 8.886%
DSCR Investment	6.25% APR: 6.331%
Bank Statements	6% APR: 6.122%
Foreign LTV 70%	6.5% APR: 6.664%

DISCLAIMER: These rates are intended for realtors and loan officers only. For information purposes only and does not constitute a loan approval or commitment to lend. Rates are subject to change without notice.

$375K loan amount, $500K home value, 30-Yr fixed, Purchase, 740+ score, Single Family Residence, ZIP = 95111

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TODAY'S MORTGAGE RATES

Jan 23, 2026 - 06:00 PM

Conventional Loans

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